Credit-Wise Cats Workshops
Developing a Spending Plan
Teaches students about the importance of developing a comprehensive spending plan and how to live within your means. It discusses the differences between needs and wants, income and expenses, and net gains and net losses. The presentation also discusses the six step spending plan process.
Managing Your Cash
Teaches students the different cash management tools such as checking and saving accounts. It also stresses the importance of saving through different cash management tools like saving accounts, Certificate of Deposits, Bonds, money market accounts, etc.
Selecting a Credit Card
Teaches students what to look for when selecting a credit card. It discusses the advantages and disadvantages of using a credit card and it teaches the key credit card terms such as APR, Finance Charges, minimum payment, late fees, etc. The presentation also discusses how to guard your credit and offers safety tips for using credit cards.
Understanding Credit Reports
Teaches students what information is on a credit report and what information is not included in the report. Also, it discusses how to build and maintain good credit. The presentation also focuses on the three credit reporting agencies and how to correct errors on credit reports.
